What you need to know about SECURE 2.0
A clear, practical summary for plan sponsors: auto‑enrollment, RMD age changes, Roth catch‑ups, student‑loan match, emergency access options, and more.
A clear, practical summary for plan sponsors: auto‑enrollment, RMD age changes, Roth catch‑ups, student‑loan match, emergency access options, and more.
The 401(k) elective deferral limit rises to $24,500 for 2026, with the age-50+ catch‑up increasing to $8,000 and the ages 60–63 “super catch‑up” holding at $11,250. Full details in IRS Notice 2025‑67.